Childcare Cost Calculator
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Monthly and annual childcare spend from schedule and daily rate.
Rates last reviewed: July 2026
Care schedule
Monthly cost
$1,145.83
Annual: $13,750.00
- Annual total
- $13,750.00
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Childcare budgeting
Childcare costs depend on how many days per week your child attends, how many weeks per year you pay for, and the daily or weekly rate your provider charges. Annual cost = days per week × weeks per year × daily rate. Divide by 12 for a monthly budget line item.
Rates vary widely by city, provider type (center vs in-home), and age group. Infant care typically costs more than preschool. This calculator uses your numbers — it does not pull local averages. Add registration fees, supplies, or late pickup charges separately.
Example: 5 days/week × 50 weeks × $55/day = $13,750/year, about $1,146/month. Compare to take-home pay when evaluating return-to-work timing.
Official sources
Rates and formulas in this calculator reference the documentation below. Confirm current numbers on the source site before relying on them. Links do not imply endorsement by those organizations of Calcometry or this tool.
Common questions
Should I use gross or net daily rate?
Enter the rate you actually pay the provider. If you receive a dependent care FSA or tax credit, apply those separately — this tool shows gross childcare spend.
What about part-time care?
Enter actual days per week — 2 or 3 days is common for preschool or nanny-share schedules.