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Roth vs Traditional IRA Calculator
Model growth on equal annual contributions — Traditional taxed at withdrawal, Roth tax-free.
Retirement accounts
Same annual contribution pre-tax (Traditional) vs after-tax equivalent (Roth). Not tax advice.
Traditional ahead
$0.00
Fair compare: same paycheck cost (Roth uses after-tax equivalent contribution)
- Traditional (after tax)
- $478,916.19
- Roth (equivalent contribution)
- $478,916.19
- Roth contribution (after tax)
- $5,070.00
- Same $ to Roth (post-tax)
- $613,995.11
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