Net Worth Calculator
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Planning estimate only — not financial or tax advice. Consult a qualified professional for personal decisions. Net worth = assets − liabilities.
Rates last reviewed: July 2026
Snapshot
Net worth
$75,000.00
$120,000.00 assets − $45,000.00 liabilities
- Assets
- $120,000.00
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Net worth snapshot
Net worth is what you own minus what you owe. Assets include cash, investments, retirement accounts, and property value. Liabilities include mortgages, loans, and credit card balances.
Track net worth over time to see progress — one snapshot is not good or bad on its own. Exclude illiquid items unless you use a realistic sale value.
Example: $120,000 assets − $45,000 liabilities = $75,000 net worth.
Official sources
Rates and formulas in this calculator are based on the documentation below. Platforms change fees — confirm current numbers before pricing or payouts.
Common questions
Should I include my home?
Include home value as an asset and mortgage balance as a liability for a full picture, or exclude both for a liquid-only view — stay consistent.
How often should I recalculate?
Quarterly or annually is common for personal tracking. This tool does not store history.