Lease vs Buy Calculator

Side-by-side total cost: lease payments vs buy (payments minus resale value).

Lease vs buy

Compare total lease cost vs buy net of resale value.

Lease

Down payment ($)Monthly payment ($)Term (months)End fees ($)

Buy (finance)

Down payment ($)Monthly payment ($)Loan term (months)Est. resale value ($)

Lease costs less

$1,241.00

Lease total: $14,959.00 · Buy net: $16,200.00

Ad slot A · Below calculator

Buying builds equity through resale; leasing trades lower payments for no ownership. Taxes and incentives vary by state.

Ad slot B · Mid content