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Gumroad Fee Calculator
Estimate Gumroad fees and net payout per sale. Direct link sales vs Discover marketplace, with card processing breakdown.
Sale details
Direct sales: 10% + $0.50 plus card processing.
You receive
$24.46
Total fees are 15.7% of the sale price.
- Gumroad platform fee
- $3.40
- Card processing (~2.9% + $0.30)
- $1.14
- Total fees
- $4.54
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Gumroad fee structure
Gumroad has no monthly fee. Direct sales through your profile or links cost 10% + $0.50 plus separate card processing (~2.9% + $0.30). Sales through Gumroad Discover are charged 30% flat, which includes processing.
| Direct sale platform fee | 10% + $0.50 |
| Card processing (direct) | ~2.9% + $0.30 |
| Discover marketplace | 30% (all-in) |
| Monthly subscription | $0 |
Official sources
Rates and formulas in this calculator are based on the documentation below. Platforms change fees — confirm current numbers before pricing or payouts.
Common questions
Why is the real cost higher than 10% + $0.50?
Gumroad's 10% + $0.50 platform fee does not include payment processing. Card payments add roughly 2.9% + $0.30 on top, so direct sales total about 12.9% + $0.80 before payout fees.
When is the 30% Discover fee cheaper?
Discover marketplace sales charge 30% flat, which includes processing. On very low-priced products the all-in Discover rate can beat direct sales because the fixed $0.50 + $0.30 fees hurt small tickets more.
Are Gumroad fees refunded on refunds?
Gumroad returns its platform fee on refunded amounts, but payment processors typically keep their processing fee. Budget for non-recoverable processing costs on refunds.